Poola – Krediteerimisteenused – Kredyt długoterminowy

Zamowienie on the subject is a banking service involving the granting of a long-term loan to the ordering party in accordance with the following conditions:

1) Long-term loan up to 45,000,000.00 zł (in words: forty-five million złotych 00/100).

2) Purpose of the loan – to cover the planned budget deficit of 2026 and to repay earlier incurred obligations arising from the issuance of securities and loans taken out.

3) Loan period until 31.12.2040.

4) The loan will be activated in tranches within a maximum of 3 working days from the date of submission of the application electronically or in written form by the ordering party, as needed. The last application for the activation of a loan tranche the ordering party may submit at the latest 3 working days before the end of the budget year, i.e. by 28.12.2026.

5) The loan tranches will be transferred to the ordering party's account maintained by ING Bank Śląski SA with the number 82 1050 1461 1000 0023 6464 4274.

6) The ordering party reserves the right not to use the full loan amount. The minimum loan amount that the ordering party undertakes to use is 8,000,000.00 zł (in words: eight million 00/100).

7) The amount transferred to the ordering party's account by 31.12.2026 will constitute the actual amount of the loan granted.

8) The contractor is not entitled to a separate commission for the unused part of the loan made available to the ordering party.

9) Interest will be charged only on the amount of actual debt.

10) The loan interest rate will be variable, set as the sum of the WIBOR 1M base rate and the Bank's fixed margin specified in the offer.

11) Interest will be repaid in monthly periods, i.e. on the last working day of the month following the activation of the first loan tranche.

12) Capital instalments will be repaid in monthly periods on the last working day, starting from January 2027 to December 2040, as follows: Year Instalment amount Number of instalments Annual capital repayment 2027 67 037,00 12 804 444,00 2028 67 037,00 12 804 444,00 2029 67 037,00 12 804 444,00 2030 312 037,00 12 3 744 444,00 2031 312 037,00 12 3 744 444,00 2032 312 037,00 12 3 744 444,00 2033 312 037,00 12 3 744 444,00 2034 312 037,00 12 3 744 444,00 2035 312 037,00 12 3 744 444,00 2036 312 037,00 12 3 744 444,00 2037 350 000,00 12 4 200 000,00 2038 350 000,00 12 4 200 000,00 2039 350 000,00 12 4 200 000,00 2040 314 630,00 12 3 775 560,00 In total 45 000 000,00

13) The ordering party reserves the right to repay the capital before the end of the loan period, i.e. before 31.12.2040, as well as the right to repay the capital in instalments and at times other than those presented in the repayment schedule. Changing the capital repayment schedule requires prior notification of the contractor. The contractor will not charge additional fees or commissions for these actions.

14) All changes to the contract will be made in the form of an annex accepted by both parties.

15) The ordering party will not incur additional costs related to the early repayment of all or part of the loan.

16) In addition to the loan interest, the contractor will not charge any additional fees or commissions for the order granted.

17) The loan, together with the interest resulting from the loan interest, will be secured during the loan period by a blank promissory note issued by the ordering party together with a promissory note declaration.

18) During the loan repayment period, the WIBOR 1M rate will be set for each accounting period according to the quotations for the two calendar days preceding the start of the given accounting period. In the absence of WIBOR 1M rate quotations for the two calendar days preceding the start of the given accounting period, the corresponding quotations from the last day preceding the start of the accounting period, in which the WIBOR 1M rate was quoted, will be used to calculate the interest rate.

19) In the event of the permanent cessation of publication, liquidation or loss of representativeness by the reference index WIBOR 1M, this rate will be replaced by law with a so-called substitute designated in the generally applicable provisions. The change of the reference index will take place without additional costs incurred by the ordering party, while maintaining the contractor's fixed margin specified in the offer and the remaining contract terms.

20) The activation of the loan will release the ordering party's own funds engaged in the repayment of obligations arising from loans and bond issues covered by the subject of the order. The ordering party specifies in SWZ the date of the binding of the offer by indicating the date, setting it to 31-01-2027.