An Fhrainc – Health insurance services – Protection sociale complémentaire (PSC)

Île-de-France Mobilités is an administrative local public body that has established a participation agreement for the complementary social protection of its employees. The market is divided into 2 lots as follows, the content of which is specified in the particular conditions, constituting the Cahier des Clause Techniques Particulières (CCTP) and its annexes. - Lot 1: Complementary health insurance - Lot 2: Complementary insurance Île-de-France Mobilités wishes, in accordance with the provisions of Decree No. 2011-1474 of 8 November 2011 relating to the participation of local authorities and their public bodies in the financing of the complementary social protection of their employees, to renew from 1 May 2027 a participation agreement for the "complementary health" (lot 1) for, without any condition of seniority: - Its trainee and permanent agents affiliated to the CNRACL - Its permanent agents affiliated to the IRCANTEC (- de 28H par semaine) - Its public law contract agents - Its private law employees - The officials received on secondment by the Collectivity - The officials made available to the Collectivity - The apprentices - the retired agents for whom Ile de France Mobilités is the last employer - The widows/widowers of officials and non-permanent agents of Île de France Mobilités already covered. Île de France Mobilités also wishes to establish, in accordance with the provisions of Law No. 2025-1251 of 22 December 2025 relating to the complementary social protection of territorial public officials, to renew from 1 April 2027 a participation agreement for the cover of "pension" guarantees (lot 2) for, without any condition of seniority: - Its trainee and permanent agents affiliated to the CNRACL; - Its permanent agents affiliated to the IRCANTEC (- de 28H par semaine); - Its public law contract agents - Its private law employees - The officials received on secondment by the Collectivity - The officials made available to the Collectivity - The apprentices. Retirees are not covered by the "pension" (lot 2). The beneficiaries are all the employees of Île-de-France mobilités, whether they are officials, contract agents or private law employees, and their declared beneficiaries. For each lot, the duration of the contract runs from the date of notification to the end of the participation agreement of the relevant lot. The parties may terminate the contract each year on condition that they notify the other by registered letter with acknowledgement of receipt at least six (6) months before the anniversary date of the effective date. In accordance with Article 10 of Decree No. 2011-1474 of 8 November 2011 relating to the participation of local authorities and their public bodies in the financing of the complementary social protection of their employees, the participation agreement is concluded for a period of six (6) years from the effective date defined below for each lot. Between the date of notification of the contract and the effective date of the participation agreement, the Insurer accompanies Île-de-France Mobilités for a deployment and support phase in order to ensure the transition between the two agreements and the new subscriptions. This phase must be completed before the effective date of the relevant lot. The contracts are taken out with the following effective and expiry dates: - Lot 1: Complementary health insurance: effective date: 1 May 2027 - End 30 April 2033 - Lot 2: Complementary insurance: effective date: 1 April 2027 - End 31 March 2033. In accordance with Decree No. 2011-1474 of 8 November 2011 relating to the participation of local authorities and their public bodies in the financing of the complementary social protection of their employees, the agreement may be extended beyond the expiry date for reasons of general interest, for a period not exceeding one year. Prices apply in accordance with the provisions of the engagement act of each lot and its annex no. 2 "PRICES". For Lot 1 Complementary health insurance, the prices are unit prices within the meaning of Article R2112-6 of the Public Procurement Code. The prices are monthly premiums in euros excluding tax according to the formula (cf. DCE). A surcharge coefficient is applicable to these prices for retirees. The prices are indexed in accordance with Article 2.4 of the particular conditions. The monthly premium is calculated by multiplying the number of employees in each category by the unit monthly premium of each category. The Employer Subscriber covers part of the premium (cf. CCAP). For Lot 2 Supplementary Pension Insurance, the prices are unit prices within the meaning of Article R2112-6 of the Public Procurement Code. They are determined by the premium rates below. There are three rates applying to the three bases (basic rate, option 1 and option 2) described in the CCAP. The monthly premium is calculated by multiplying each rate by the corresponding monthly base. The bases are automatically communicated by the Subscriber to the insurer via the DSN. The Employer Subscriber covers 50% of the beneficiary's premium. The remaining part to be borne by the employee is deducted from his/her pay slip by the employer. No advance is provided for in this contract. However, insurance premiums in accordance with Article L. 113-3 of the Insurance Code, are paid in advance and are not considered to be an advance. No retention of guarantee, nor bond, is required.