Poland – Credit granting services – Udzielenie kredytu bankowego na spłatę zobowiązań z tytułu wcześniej zaciągniętych kredytów i pożyczek w kwocie 4 899 927,34 zł

The subject of the contract is the provision of a loan to repay previously incurred liabilities in the amount of 4,899,927.34 PLN. The interest rate on the loan should be based on the WIBOR 3M index applicable on 8 July 2026, plus the margin of the bank granting the subject loan. For the purpose of determining the tender price, it is assumed that the loan will be fully utilised on 3 September 2026. This date is given solely for the purpose of calculating the tender price. The Purchaser reserves the right to use the loan in any amounts, terms, and transactions based on the Purchaser's payment order until 31 December 2026. The Purchaser has the right to use the loan in a lower amount without incurring additional costs. The loan agreement must include a grace period for loan repayment until 30 March 2027. The loan will be repaid in quarterly instalments by the end of each quarter. The first loan instalment will be due by 31 March 2027. The principal instalments will be: In 2027 – 4 instalments of 50,000 PLN each, in 2028 – 4 instalments of 100,000 PLN each, in 2029 – 4 instalments of 125,000 PLN each, in 2030 – 4 instalments of 125,000 PLN each, in 2031 – 4 instalments of 125,000 PLN each, in 2032 – 4 instalments of 125,000 PLN each, in 2033 – 4 instalments of 125,000 PLN each, in 2034 – 4 instalments of 125,000 PLN each, in 2035 – 4 instalments of 125,000 PLN each, in 2036 – 3 instalments of 200,000 PLN each, 1 instalment of 199,927.34 PLN. The final principal instalment will be due by 31 December 2036. Interest will be calculated on the actual loan balance and paid quarterly by the 10th day of the month following the relevant quarter. The first interest payment will be due by 9 October 2026 (in the event the loan is utilised in the third quarter of 2026). Interest on the final loan instalment will be paid on the due date of the final principal instalment. The Purchaser specifies a blank promissory note with a promissory declaration without the treasurer's countersignature as the form of loan repayment security. The Purchaser reserves the right to repay the loan early without incurring any additional costs. The Purchaser reserves the right to, in the event of early loan repayment, calculate interest up to the date of loan repayment and not until the end of the agreement without compensatory commission. The Purchaser reserves the right to extend the loan period and to change the principal instalment amounts during the loan repayment period depending on the financial condition of the Municipality. The Purchaser reserves the right to convert the loan without additional charges in the event of Poland's accession to the eurozone. Documents related to the subject of the contract, such as reports, resolutions, and information regarding municipal property, are available on the Purchaser's website in the BIP, in the relevant tabs.