Poland – Credit granting services – Udzielenie kredytu długoterminowego w kwocie 43 459 000,00 zł

Subject of the contract: 1) Granting a long-term commercial loan in Polish currency with a maximum amount of 43,459,000.00 PLN (forty-three million four hundred fifty-nine thousand złotych 00/100); including for the full repayment of previously incurred long-term loan obligations, provided that this reduces the total cost of servicing over the entire repayment period. 2) Contract performance period: within 7 days from the selection of the most advantageous offer and upon submission by the borrower of an application for loan granting with the specified amount - not exceeding 43,459,000.00 PLN. 3) As a form of loan security, a blank promissory note is proposed. 4) The loan will be activated upon the Contracting Authority's instruction, no later than by 28.12.2026. 5) The loan repayment period is from 01 January 2027 to 31 December 2039, in monthly installments. 6) The Contracting Authority reserves the right to early repayment of the loan without any financial costs incurred by the Contracting Authority. 7) It is agreed that interest will be repaid from the remaining loan amount (from the actual debt), in monthly periods (by the 5th day of the month following the month in which the principal repayment was made). 8) The bank does not have the right to other fees and commissions except for activities related to: 1) sending to the borrower reminders to voluntarily repay overdue debt, 2) collection activities. The amount of these fees is regulated by the “Tariff of fees and commissions for banking activities”, in force in the Bank on the day the activity is performed. 9) For the calculation of the offer price, it is assumed that the loan will be activated on 15.09.2026. 10) The amount of the utilised loan will be interest-bearing at an annual rate, according to a variable interest rate. The interest rate is equal to the reference rate increased by the bank's margin, not higher than 0.30%. 11) The following annual tranches and loan repayment terms are set: Loan repayment period Amount of repayments in years Repayment term of the loan Capital Number of instalments Monthly instalment amount 1 2 3 4 5 2026 0,00 0 0,00 by the 30th of each month and by 28 February by 30 December 2027 3 939 000,00 12 328 250,00 by the 30th of each month and by 28 February by 30 December 2028 3 720 000,00 12 310 000,00 by the 30th of each month and by 28 February by 30 December 2029 3 960 000,00 12 330 000,00 by the 30th of each month and by 28 February by 30 December 2030 3 900 000,00 12 325 000,00 by the 30th of each month and by 28 February by 30 December 2031 3 360 000,00 12 280 000,00 by the 30th of each month and by 28 February by 30 December 2032 3 360 000,00 12 280 000,00 by the 30th of each month and by 28 February by 30 December 2033 3 460 000,00 11 1 290 000,00 270 000,00 by the 30th of each month and by 28 February by 30 December 2034 2 660 000,00 11 1 220 000,00 240 000,00 by the 30th of each month and by 28 February by 30 December 2035 1 560 000,00 12 130 000,00 by the 30th of each month and by 28 February by 30 December 2036 1 320 000,00 12 110 000,00 by the 30th of each month and by 28 February by 30 December 2037 1 880 000,00 11 1 160 000,00 120 000,00 by the 30th of each month and by 28 February by 30 December 2038 5 170 000,00 11 1 435 000,00 385 000,00 by the 30th of each month and by 28 February by 30 December 2039 5 170 000,00 11 1 435 000,00 385 000,00 by the 30th of each month and by 28 February Total: 43 459 000,00 156 Avg. 278 583,00 x 1.3. Description of the method of preparing the offer: 1) The offer should be prepared according to the following template, with the price of the service including the loan interest (at the rate specified in relation to the variable interest rate WIBOR 1M and the bank's margin). The costs of the granted loan (for comparison of offers) are requested to be presented according to the interest rate specified in relation to the interest rate WIBOR 1M valid on 30.06.2026, assuming at the same time (for comparison purposes) the implementation of the contract in full, on 15.09.2026.