Switzerland – Accident and health insurance services – Mise en œuvre et gestion des activités assurantielles de la Caisse Santé Genève

Nature and importance

The Swiss healthcare system is experiencing a continuous increase in costs, which is exerting growing pressure on households and public finances. In Geneva, more than 200,000 people benefited from health insurance subsidies in 2025, representing 38% of the population. In this context, the Canton wishes to develop, through the Béluga project, a more sustainable, more efficient and more accessible healthcare model, based on the articulation between the Caisse Santé Genève and an integrated healthcare network, the Réseau Santé Genève. The Caisse Santé Genève constitutes one of the two pillars of the project. The model aims, among other things, to improve the efficiency of the healthcare system and to enable insured persons under the alternative Béluga model to benefit, in the long term, from a LAMal premium that is 20% lower than the average cantonal premium.