Poland – Credit granting services – "UDZIELENIE DŁUGOTERMINOWEGO KREDYTU BANKOWEGO DO WYSOKOŚCI 4.500.000,00 ZŁ

The subject of the procurement is the provision of a long-term bank loan up to the amount of 4,500,000.00 PLN, intended to finance the planned deficit in the amount of 1,923,515.00 PLN and to repay previously incurred loans and advances in the amount of 2,576,485.00 PLN. 2. The loan period is set from December 2026 to December 2040. 3. The grace period for capital repayment is 51 months. 4. Capital repayment by 15.12.2040 (repayment in monthly instalments). 5. The due date for the first capital instalment is 15.03.2027. 6. Interest instalment repayment due date: by the 15th of each month following the month for which they were calculated, with the final instalment paid together with the capital repayment. 7. Instalments payable in monthly periods by the 15th of each month. In accordance with the attached schedule. 9. Interest will be repaid in monthly periods, only on the amount of the loan actually utilised. 10. For the calculation of interest, the actual number of days in each month will be taken, and the year will be considered as 365 days. 11. The change in interest rate will be made quarterly on the first working day of each quarter, based on the WIBOR 3M rate applicable on the last working day of the previous quarter, increased by the bank's margin. 12. The loan will be made available to the purchaser within a maximum of 2 working days from the date of signing the contract until 15 December 2026. 13. The loan will not be subject to any charges other than those listed in the SWZ. 14. The borrower will have the right to not utilise the full loan amount and the right to early repayment of the loan without additional costs. 15. The purchaser does not foresee bank charges and commissions for the loan granted. 16. There are no enforcement charges on the bank accounts. 17. The Municipality does not have outstanding obligations with banks. 18. No corrective action programme has been conducted in the Municipality under the Public Finance Act. 19. No enforcement actions have been initiated through a court bailiff at the request of banks in the Municipality. 20. The purchaser does not have obligations arising from the purchase of receivables, forfaiting, factoring, eFinancing, leasing. 21. The purchaser has not provided guarantees and warranties to other entities. 22. The loan will be secured by a blank own bill of exchange together with a bill declaration, unless the Contractor waives the loan security. The Municipal Treasurer will affix a countersignature on the bill of exchange and the bill declaration.