Poland – Credit granting services – „Udzielenie i obsługa kredytu długoterminowego w 2026 roku na pokrycie planowanego deficytu budżetowego i spłatę zaciągniętych wcześniej zobowiązań”

The subject of the contract is the provision and servicing of a long-term loan in 2026 to cover the planned budget deficit and to repay previously incurred liabilities in the amount of 6,000,000.00 PLN (in words: six million PLN 00/100). 2. The subject of the contract includes the performance of a banking service consisting of granting a long-term loan in 2026 in the amount of 6,000,000.00 PLN to repay previously incurred liabilities in the amount of 5,400,000.00 PLN and to finance the planned budget deficit in the amount of 600,000.00 PLN. 1) Loan amount – 6,000,000.00 PLN (in words: six million PLN) 2) Loan utilisation period: until 31.12.2026. 3) Loan disbursement: based on each individual disposition of the Municipality of Secemin. 4) Grace period for loan repayment: 31.12.2026. 5) Loan repayment in 44 instalments according to the following schedule: 31.03.2027 – amount 50,000 PLN 30.06.2027 – amount 50,000 PLN 30.09.2027 – amount 50,000 PLN 31.12.2027 – amount 50,000 PLN 31.03.2028 – amount 50,000 PLN 30.06.2028 – amount 50,000 PLN 30.09.2028 – amount 50,000 PLN 31.12.2028 – amount 50,000 PLN 31.03.2029 – amount 50,000 PLN 30.06.2029 – amount 50,000 PLN 30.09.2029 – amount 50,000 PLN 31.12.2029 – amount 50,000 PLN 31.03.2030 – amount 50,000 PLN 30.06.2030 – amount 50,000 PLN 30.09.2030 – amount 50,000 PLN 31.12.2030 – amount 50,000 PLN 31.03.2031 – amount 200,000 PLN 30.06.2031 – amount 200,000 PLN 30.09.2031 – amount 200,000 PLN 31.12.2031 – amount 200,000 PLN 31.03.2032 – amount 200,000 PLN 30.06.2032 – amount 200,000 PLN 30.09.2032 – amount 200,000 PLN 31.12.2032 – amount 200,000 PLN 31.03.2033 – amount 175,000 PLN 30.06.2033 – amount 175,000 PLN 30.09.2033 – amount 175,000 PLN 31.12.2033 – amount 175,000 PLN 31.03.2034 – amount 200,000 PLN 30.06.2034 – amount 200,000 PLN 30.09.2034 – amount 200,000 PLN 31.12.2034 – amount 200,000 PLN 31.03.2035 – amount 200,000 PLN 30.06.2035 – amount 200,000 PLN 30.09.2035 – amount 200,000 PLN 31.12.2035 – amount 200,000 PLN 31.03.2036 – amount 175,000 PLN 30.06.2036 – amount 175,000 PLN 30.09.2036 – amount 175,000 PLN 31.12.2036 – amount 175,000 PLN 31.03.2037 – amount 150,000 PLN 30.06.2037 – amount 150,000 PLN 30.09.2037 – amount 150,000 PLN 31.12.2037 – amount 150,000 PLN 6) Interest repayment in quarterly instalments to the last day of each month starting from the month beginning the quarter in which the loan is disbursed; 7) Loan security: blank promissory note along with a promissory note declaration; 8) The blank promissory note and promissory note declaration will be countersigned by the Municipality of Secemin's Treasurer; 9) The contracting authority reserves the right not to utilise the full amount of the granted loan and the right to early repayment of the loan with simultaneous reduction of the loan period, shifting of loan instalments, change of the repayment schedule of capital instalments without incurring additional costs and without the need to submit an application; 10) The contracting authority allows the application of a fee for the interest on the loan. Other fees or commissions, e.g. preparatory commission, commission for engagement, commission for early repayment of the loan, are not allowed; 11) the amount of the utilised loan will be interest-bearing at an annual rate according to the variable interest rate equal