Poland – Credit granting services – Wybór banku na udzielenie i obsługę kredytu długoterminowego do wysokości 17 447 714,53 zł (słownie: siedemnaście milionów czterysta czterdzieści siedem tysięcy siedemset czternaście złotych 53/100)

The subject of the contract is the implementation of the task entitled: Selection of a bank to grant and service a long-term loan up to 17 447 714,53 PLN (seventeen million four hundred forty-seven thousand seven hundred fourteen 53/100 PLN) to finance the planned budget deficit of the Tomaszowski County and to repay previously incurred liabilities. The contracting authority reserves the right to take out a loan in an amount lower than that specified in this contract and to repay the loan earlier, without incurring additional costs for this purpose. The contracting authority reserves the right not to use the full amount of the granted loan - in accordance with art. 433 point 4) of the Pzp Act. The contracting authority informs that the minimum loan amount that the contracting authority undertakes to take out is 50 000,00 PLN (fifty thousand 00/100 PLN). 1) Planned loan drawdown date – November 2026. 2) The contractor is obliged to take out the loan, successively transferring funds in tranches, upon written instructions from the contracting authority, submitted with a ……. day advance (the loan drawdown date, loan tranches, is a criterion for evaluating offers). The loan will be taken out no later than by 31.12.2026. 3) The contractor will not charge a commission for taking out the loan and for taking out individual tranches. 4) The contracting authority does not allow the contractor to charge any additional fees and bank commissions for the unused part of the loan. 5) Grace period for repayment of loan principal: until April 2027. 6) Forecasted loan repayment: a) from May 2027 to March 2043 in 191 equal monthly instalments of 90 873,00 PLN, and a final balancing instalment of 90 971,53 PLN due by 30 April 2043. 7) Loan instalments payable on the interest payment date – by the last business day of each month. 8) Interest calculated in monthly interest cycles in accordance with the applicable interest rates. The actual number of days in the given year is taken into account for calculating the interest amount. 9) Interest is calculated on the actually taken out loan from the remaining debt to be repaid. 10) Interest will be repaid from the date of loan drawdown. 11) For the purpose of comparing offers: - the offer price (cost of the loan) should be calculated based on the WIBOR 1 M rate of 3.79% as of 17.07.2026. - it is assumed that the loan will be taken out once on 05.11.2026. 12) Form of loan security - blank promissory note. The treasurer will not affix a countersignature on the blank promissory note. The treasurer's countersignature will be made on the loan agreement and on the promissory note declaration. 13) The contracting authority does not allow loan repayment security in the form of a declaration of submission to enforcement under art. 777 of the Civil Code. 14) The contracting authority reserves the right to make an early repayment of the principal before the end of the loan period, i.e. before the end of April 2043, as well as the possibility of repaying the principal in instalments and terms other than those presented in the repayment schedule, with the reservation that the early repayment of the principal requires prior notification of the contractor. The contractor will not charge additional fees or commissions for the above actions. 15) The contracting authority reserves the right to extend the loan repayment period without incurring fees and commissions. 1) A detailed description of the subject of the contract and the conditions for its implementation is also described in the Essential Terms of the Contract.